Bankruptcy lawyers are often asked about whether or not they can keep your home if you file bankruptcy. In general, the answer is yes, provided you do not have capital of more than $ 125,000. There are certain circumstances, however, that require further investigation. In general, however, the State of Washington allows a fairly broad protection with respect to declaring bankruptcy and want to keep your home.
It is also important to note that, in general, should be able to make your regular monthly payments of the mortgage to keep your home. Washington Bankruptcy lawyers are also often asked if Congress has passed a new law that allows them to reduce your mortgage payment. There have been many comments in the press on this issue. Since, however, the answer is no. Bankruptcy laws do not allow you to reduce your mortgage payments, either Chapter 7 or Chapter 13 bankruptcy or to request further action.
Currently, the only effective way to reduce mortgage payments is if somehow you can rate the download or stripped of their second mortgage. This is a complicated process that can only be achieved through a procedure. If you believe that your second mortgage has an absolutely zero capital behind it, you should consult a lawyer experienced in bankruptcy of Washington to find out if you can legally attempt has been met.
Any lawyer with experience in Washington to say that bankruptcy is generally more difficult to retain a rental or a vacation home, rather than your primary residence if you file a Chapter 7 or Chapter 13 bankruptcy. It is possible, however, to do so.
A lot comes down to whether or not you have any equity in your holidays or rent. For example, if the house has absolutely zero equity in it, then most, such as allowing to continue. However, if your home has any equity (after deducting 8% of the fair market value for the costs of sale) may well not be able to keep the home and the bankruptcy court could take possession of the house, sell it, and give the proceeds from the sale of its creditors, unless you can pay the bankruptcy court for the difference.
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Monday, August 22, 2011
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